Unclaimed dividend recovery · India and abroad
Dividends stopped coming? They're probably waiting to be claimed.Unclaimed dividend · How to claim it back
When a dividend can't be paid, because of an old address, a closed bank account or missing KYC, it doesn't vanish. We find it and claim it for you.
- Free check, reply within 24 hours
- Claims from the company or from IEPF
- Bank and KYC records updated so future dividends arrive
Good to know
Where unclaimed dividends go
An unpaid dividend first sits in the company's unpaid dividend account. For the next seven years, you can claim it directly from the company or its registrar.
If it stays unclaimed for seven years in a row, the dividend, and the shares it was paid on, move to the government's IEPF. They can still be claimed back through Form IEPF-5. See recovery from IEPF.
Common reasons dividends go unpaid
- Bank account closed or changed
- Address changed and warrants came back
- Old dividend warrants never encashed
- PAN, KYC or bank details not updated for physical shares
- The shareholder passed away
How we do it
How We Recover Unclaimed Dividends, in Four Steps
- 01CheckWe check company and IEPF records for every unpaid dividend.
- 02UpdateWe update KYC, bank and signature records with the registrar.
- 03ClaimFrom the company for recent dividends, or through IEPF-5 for older ones.
- 04CreditDividends are paid straight into your own bank account.
What you'll need
PAN, Aadhaar, a cancelled cheque, and a folio number or any old dividend letter.
No papers? A name and the company are enough to start.
Honest timeline
Claims from the company are usually quicker. IEPF claims take longer, often a few months to a year. You'll get a WhatsApp update every month.
Clear quote, no surprises
Free check. You'll get a clear written quote before any work begins, with no obligation.
Good to know
Dividends Held Back on Physical Shares
Dividends on physical folios are paid only electronically, so they are held back until PAN, bank and contact details are registered with Form ISR-1.
Dividends unclaimed for seven years move to IEPF and are claimed back with Form IEPF-5.
FAQ
Common Questions About Unclaimed Dividends
How far back can I claim?
There's no time limit. Recent dividends are claimed from the company; older ones, from IEPF.
If my dividends went to IEPF, did my shares go too?
Usually, yes. If dividends were unclaimed for seven years in a row, the shares move to IEPF as well. We claim both together.
Are the dividends paid to you?
No. Dividends are paid directly into your own bank account, never through us.
The shareholder has passed away. Can the family claim the dividends?
Yes. Legal heirs first get the shares transmitted to their name, then claim the dividends. See transmission to legal heirs.
How much does it cost?
Every case is different. After the free check, we send a written quote based on your documents and the work involved. You decide whether to go ahead. See how our fees work.
Reviewed by Dinesh Gupta, Compliance Officer (12+ years in securities markets) · Last updated
Find out which dividends are waiting for you.
A free check takes one phone call. No obligation.